一 ，其实，旧约开始，犹太人祷告都是举手祷告。而不是合十握拳。
不可以造偶像，也包括不可以造耶稣的圣像，
关于耶稣的表情包最好不用？
许多轻浮的话，不尊重。
二，基督徒祷告，不限姿势。不举手也会垂听。泰国人合十鞠躬，成了一种礼仪。三，基督教 艺术家，画家 ，雕塑家 ，那是他们的职业与天赋。
是可以的。
底线 是绘画雕塑不能用来 崇拜。
What Are Soft Dollars?
Soft dollars are a means of paying brokerage firms for their services through commission revenue, as opposed to through hard-dollar direct payments.
The investing public tends to have a negative perception of soft-dollar arrangements. Many investors believe that buy-side firms should pay expenses out of their own profits. As a result, the use of hard-dollar compensation is becoming more common.
KEY TAKEAWAYS
Soft dollars are commission payments to a brokerage firm that are used, in part, to pay for other services such as research.
Soft-dollar transactions are frequently criticized for lacking transparency and hiding abuses.
Soft dollars are sometimes defended as providing access to a greater variety of research.
How a Soft-Dollar Transaction Works
Suppose that an institutional investor pays a brokerage firm six cents per share in commissions. However, it might only cost three cents per share to perform the trade. The other three cents are soft dollars used to pay for additional services provided by the brokerage. In exchange for paying these higher fees, the institutional investor might receive access to research.
Under the right conditions, none of the above presents a problem for the Securities and Exchange Commission (SEC). The regulator is willing to permit soft-dollar transactions, provided that the investor gets good execution, and the commissions are reasonable.
Criticism of Soft Dollars
Mutual fund investors pay the costs of research and other bundled services provided in the soft-dollar transaction. Yet these costs are not disclosed by the fund. They are simply part of the costs of trades, and they impact the long-term performance of the fund.
Technically, the mutual fund would disclose the hard cost of research in its management fee. However, that charge is not paid from the management fee when it is paid for with soft dollars. The fund managers argue that institutional investors ultimately bear all of the costs. However, using soft dollars to pay for research doesn't allow investors to conduct an accurate cost analysis when selecting the fund.
Soft dollar values are not determinable, nor are they equal. What one investment manager receives in the form of services may differ from what another manager gets. That opens the door for conflicts and abuses. The mutual fund investors never know what portion of their transaction costs are applied to the soft services or their actual investment.
Although soft-dollar transactions are still widely used, there is a growing movement to eliminate them. That is especially true as financial reform and issues of transparency become more important in the industry.
Benefits of Soft Dollars
Soft dollars can provide some benefits to investors. One of the main arguments is that they offer access to a greater variety of research.
For instance, investment advisors can use all the research material obtained through soft dollars to benefit all of their clients. According to defenders of soft dollars, eliminating this practice could hinder research efforts by investment advisors and lower returns for their clients.
Example of Soft Dollars
A mutual fund may offer to pay for research from a brokerage firm by executing trades at the brokerage.
Assume that a large-cap value fund wants to buy some research from XYZ Brokerage Firm. The fund may agree to spend at least $10,000 in commissions for brokerage services in return for the research, which would be a soft-dollar payment. If the fund simply wanted to buy the research, it might have to pay the brokerage firm $7,000 in hard dollars (cash) instead.
Real-World Example of Soft Dollars
In 2013, the SEC levied sanctions against New York brokerage firm Instinet, LLC. Instinet did not flag payments of more than $400,000 in soft dollars to San Diego-based advisor J.S. Oliver Capital Management. However, there were clear signs that the money was used for dubious purposes and not properly disclosed to clients.
The SEC found that associates at J.S. Oliver Capital had misused the soft-dollar payments. Ultimately, the SEC ruled that Instinet overlooked the misuse of the soft dollars and settled with the company for about $800,000.
你的妻子，只有一个丈夫；你的孩子，只有一个父亲。你只有在家里操练怎样做一个合神心意的丈夫，你才有可能真正服侍其他弟兄姐妹，
《不要浪费你的生命》
从心中除掉愁烦”，就是让自己的情绪不要被愤怒、愁烦、急躁所控制，而是让自己保持一个安静的状态，让自己可以享。“除非家庭敬拜得到促进，否则无论是现在还是将来，你都不大可能在你所生活的地区看到福音兴旺和繁荣。”
受神的创造，可以享受创造世界的神。
“从肉体克去邪恶”，指的是拒绝一切犯罪和伤害身体的事物。如果我们容让罪在我们身上作王，甚至享受罪中之乐，将来我们就无法面对神的审问。“幸福，在圣洁的远端，而非近处。”意思是，我们越圣洁，我们离幸福就越近。我们越被罪捆绑，我们离幸福就越远。
或者，也可以这么说。基督甘愿让出“与上帝平等的地位”（腓2:6），降卑到在十字架上惨遭上帝弃绝，这样的降卑是无限的。他的下降，远比罪人下到阴间受罚更深。是的，就是全人类降到阴间，也不足以与基督的下降相比。